Products & Services
At J.F. Conlon & Associates, you'll receive professional and objective representation to help you manage your group benefit programs.
We provide an ongoing review of your current benefit policies, seek out other alternatives as appropriate, and keep you abreast of industry trends and developments. We coordinate the annual renewal process and serve as a continual resource for all matters pertaining to your employee benefit plans.
Our insurance product offerings include healthcare, dental, life, disability income and long term care insurance.
Healthcare
Whatever size your business, when it comes to choosing a healthcare insurance provider, you face some critical decisions. The right benefits package is key when it comes to recruiting and retaining employees. Balancing the rising cost of healthcare insurance with an increasingly competitive labor market is not easy. That's where we come in. Look to us as your coach and partner. We'll help you navigate your options so that you can make an informed decision that's right for you, your employees and your company.
Dental
Good oral health is essential to overall health. Recent studies have suggested a strong link between oral health and certain diseases. Unfortunately, without dental insurance, routine cleanings and exams are often missed. Signs of serious disease often go undetected. Untreated dental problems can lead to more serious and costly procedures. Sometimes these procedures have waiting periods before insurance will cover them. We'll assist you in designing a dental plan that meets your group benefit needs.
Long Term Care Insurance
Long Term Care is the type of care given to individuals who have ongoing chronic impairments due to illness or disability. These services are expensive and largely paid for as out-of-pocket costs by individuals and their families. Very little protection is available for this type of care through conventional insurance plans or governmental sources.
As such, Long Term Care Insurance is a viable option to consider for asset protection and retirement planning purposes. All plans are customized to meet each individual or family need. A variety of different benefit designs are available. Rates are based on the age and the health of the individual and the amount of coverage purchased.
Life & Disability Income Insurance
We offer a full range of group life and disability income products to complement healthcare and dental insurance plan offerings. Both contributory and voluntary designs are available and presented for your review and consideration.
While we don't personally offer property and casualty insurance, we are happy to refer our clients to our sister agency, Encharter, for all their property and casualty needs.
Our Strategic Partners:
Hear What Others Are Saying About Us:
"As a long term client and friend of Jim Conlon, I can't say enough positive attributes his company and staff has shared with me. As a small business owner, the health and welfare of my employees is my primary concern. Jim's staff has consistently gone above and beyond to ensure my employees received the best policies available at reasonable rates. Their professionalism and willingness to provide guidance has always been refreshing and enjoyable. Now who would say buying insurance is an enjoyable experience! It has been a pleasure to work with J.F. Conlon & Associates through the years and I look forward to many more years of association."
Steve Prothers, Owner
Amherst Landscape & Design Associates